To complete your application, it will be helpful if you have the following information available:

  • The annual dollar amount and description of all sources of income you wish to use for qualifying, such as pay-stubs, W-2’s, and tax returns.
  • The dollar amount and source of all funds you intend to use for down payment and closing costs, such as bank statements and broker statements.
  • The dollar amount and source of your liquid assets, (i.e. cash, stocks, etc.), if different from above.
  • The balances and monthly payments of all outstanding debts, such as credit card statements and loan statements

Once you have completed your online application, your Mortgage Banker will contact you to let you know the next step.


Security of our customers’ personal information is very important to Cendera. We protect your account information by placing it on a secure portion of our Web site, using firewalls and other security technology to protect our network and systems from external attacks. Also, our servers have been enabled with Secure Sockets Layer (SSL) technology to prevent unauthorized parties from viewing the nonpublic personal information that you provide or access during a secure session (look for the gold padlock icon on the lower right corner of your browser). In addition, we use digital certificate services to authenticate that you are transacting with our Web site. We restrict access to your non-public personal information to our employees who have a need to know that information in order to provide products and services to you. We also maintain physical and procedural safeguards to guard your non-public personal information.

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