About Your Mortgage Banker

My passion is helping people with the purchase of their first home. Most of my clients are not first time home buyers however helping the first time home buyer is a special kind of rewarding. This is one time in that you really need to take time to make sure somebody understands something, and most of my clients leave saying that no one ever explained the process so well.

I have lived in Grand Junction since 1982. Since then I graduated from then Mesa State (now CMU), owned two businesses, had a son, and now two grandsons. For fun my wife and I like to go for short weekend getaways to Ouray just to relax.

Cendera offers a full line of loan products and originate, process, underwrite, close, fund and service our own Loans all in house. We love what we do, and I love every day I work here.

Mortgage ChecklistMortgage Checklist

calcCalculators

a-payAppraisal Payments

hudHud Booklet

m-libMortgage Library

terminologyTerminology

h-linksHelpful Links

Mortgage ChecklistMortgage Checklist

Mortgage Calculators

calcCalculators

calculators

a-payAppraisal Payments

Appraisal Payments

hudHud Booklet

Hud Booklet

m-libMortgage Library

Mortgage Library

terminologyTerminology

Teminology

h-linksHelpful Links

helpful-links