My passion is helping people with the purchase of their first home. Most of my clients are not first time home buyers however helping the first time home buyer is a special kind of rewarding. This is one time in that you really need to take time to make sure somebody understands something, and most of my clients leave saying that no one ever explained the process so well.

I have lived in Grand Junction since 1982. Since then I graduated from then Mesa State (now CMU), owned two businesses, had a son, and now two grandsons. For fun my wife and I like to go for short weekend getaways to Ouray just to relax.

Cendera offers a full line of loan products and originate, process, underwrite, close, fund and service our own Loans all in house. We love what we do, and I love every day I work here.

What Our Borrowers Are Saying

We were referred to Paul through our realtor and could not be happier with his services. He took the time to answer all of our questions. There were many since we were new buyers. We will gladly recommend him in future.

Emma99Zillow Review

Paul helped us to understand what we needed to purchase a house and gave us resources to achieve those goals. Paul also ensured that we not only qualified for the home we wanted but stayed within our budget.

HasimBlairZillow Review

Always available for response for our questions and concerns. Very professional and made things easy to understand and move forward.

Clint WilkersonCustomer Survey

Paul is amazing to work with!!!!!!!!!!!!! Thank you for all that you have done for my husband andI!

Aspen Rae MadridFacebook Recommendation

Terrific to work with ~ Thank you to Paul, loved all his video communications and responsiveness; a pleasure to work with!!!

Michelle Marie TrumbullGoogle Rating

Paul Clement was a pleasure to work with, very prompt with answers to questions, and notifications. He made sure we understood the impact of our choices and got us to where we wanted to be. We would definitely do business with him in the future and recommend him to others!

Natalie ChiltonGoogle Rating

Mortgage ChecklistMortgage Checklist

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Mortgage ChecklistMortgage Checklist

Mortgage Calculators

calcCalculators

calculators

a-payAppraisal Payments

Appraisal Payments

hudHud Booklet

Hud Booklet

m-libMortgage Library

Mortgage Library

terminologyTerminology

Teminology

h-linksHelpful Links

helpful-links